Since 1991, NCT has specialized in check guarantee services for the Building Material and Trade Related Industries. With the lowest rates, superior customer service, and totally customized programs, NCT has a cost-effective program for every size merchant. With NCT, you can accept checks from virtually any customer without risk. If a qualified check bounces, NCT reimburses you the full face value, whether the check is collected or not. You get "peace of mind" at the industry's lowest rates. Whether you